Changing Your Financial Trajectory

Posted By: Jason K. Powers ICOR Blog & News,

In the book, “How Privatized Banking Really Works” (Lara & Murphy), “It is possible to salvage your household’s financial situation, despite the shackles put in place by powerful forces. But you don’t stand a chance if you allow these same forces to design your blueprint for escape…”

We are in strange times, financially speaking.  Any given day, we can turn on the television and hear someone talking about the inflation rate, consumer debt, a boom or bust cycle, investment decline and more.  At the time of this writing, US National debt is up over $35 Trillion.  Student Loan debt is up past $1.7 Trillion. Credit Card debt has surpassed $1.3 Trillion. Only ten years ago, US National debt was at $15 Trillion. Credit Card debt was hovering at $852 Billion.  Let those numbers sink in.

Let’s take a minute and visualize just One Trillion Dollars.  If you spent $1 per second you will have spent $86,400 in one day or $31.5 Million in a year. It would take you nearly 32,000 years to spend 1 Trillion dollars.  Again, our Country is $35 Trillion in debt.  You can draw your own conclusions on the impact of this kind of spending.

Personal finances for thousands are in shambles or at best traumatized. Savings accounts are being depleted, retirement accounts taking a beating, interest rates rising, and the list goes on.

How do we protect our hard earned money? Where do we store money besides our bank accounts & qualified employer or government controlled environments?

In our financial world, most of us prefer to have our money in something that is safe, liquid, has a high rate of return, is tax advantaged, can provide a (future) source of income, isn’t correlated with the stock market if it can be helped, acts as a hedge against inflation, and is creditor protected. It’s ok to dream, right?

Change the way you think about your finances, and it will change your future.
One little known strategy used by the wealthy is putting money through a properly structured whole life insurance policy and utilizing the cash value access to create financial velocity.  We call this the Infinite Banking Concept. It is an avenue where you can warehouse your wealth allowing it to compound year over year (internally) even while you’re using it (externally) to make even more money.  It is a place to warehouse your wealth while at the same time borrow against it to use for real estate investing, private money lending, financing your own car, a down payment on a house, buy a house outright, and even retire on.  Now YOU control the banking function in your life.

One has to wonder why the wealthy use this strategy. Did you know that banks carry billions of dollars in cash value life insurance? Banks. That’s the place we store our money. If you look at the balance sheets of big banks, you’ll see one of largest Tier 1 Assets on their list is cash value life insurance.  Did you know Fortune 500 companies carry cash value life insurance on Key Employees?  Did you know past and current Presidents are known for carrying large amounts of cash value life insurance? Now, if big companies, big names and big banks own so much life insurance, what is it that they know, that perhaps you don’t know? 

These are properly structured policies (not like the “classic” structure whole life you’ve heard certain financial talking heads rail against), so please don’t just call your neighbor down the street who is not educated and trained to set these specific types of products up.

One has to wonder if simply changing the way we think about money can change our financial trajectory, while still allowing us to do the things we love. Let me show you how to rethink your thinking and set these up for yourself. 

What would your life be like if you never had to pay high interest to an outside bank again. Imagine financing your own deals. Imaging what it would be like if you could be your own banker. 

The time to start is now.